It Might Be a Bad Year
2024 might be a bad year. We might get a recession. We might get a bear market. We might get a housing collapse. We might get a war. We might get political turmoil. Actually, that is definitely going to happen.
New Year’s Resolutions, Etc.
Some people get themselves in a big financial jam, like with six figures in credit card or other debt. Then they feel stuck—it will take a decade to pay this off. It is pretty close to checkmate.
Buying a House in Today’s Interest Rate Environment
Even if you’re not up to your eyeballs in the financial world, you have probably heard that interest rates have come down a bit. Ten-year interest rates have dipped about 1%. Thirty-year fixed-rate mortgages are benchmarked off 10-year interest rates, so mortgage rates have come down about 1%.
This Deli Tray Is Unacceptable
Say you are having some people over to your house to watch a football game, so you go to the grocery store to get a deli tray. Nothing fancy—one of those cheap round circular plastic containers with sliced-up ham, turkey, and cheese.
The House, the Car, and How Much to Save for Retirement
I follow a personal finance guy on Twitter, and I actually did an interview with him years ago. He’s a terrific guy, and he came up with some basic financial rules.
Layoffs Are Traumatic but Not the End of the World
Let’s say you just got laid off from your job. You’re probably pretty upset.
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